Young People and Precious Metal Investing 

This week I’ve been asked to research successful stories of young people investing in precious metals. I haven’t found one and I’ve been looking. There are therefore two logical conclusions:

  1. Many young people are investing in Precious Metals but it’s not successful.
  2. Not enough young people are investing in Precious Metals to write about it.

Because Gold has risen in price by 24.62% in the last 3 years it is illogical to assume that investing in Gold hasn’t been successful for any young people. Which means the reason for the rarity of stories is the second answer.


A male investor pondering his investment opportunities


Be Original – Go Against the Tide: 

This is excellent news for young investors. Why? Because, with investing, once everyone is doing it it’s time to get out. When very few are doing it, it’s the very best time to get in. 

In hunting down accounts of young people actually thinking about Investing in Gold, I found a tiny gem of a forum discussion, which the young person had entitled “How to Invest in Gold at 18?”


A young male investor checking his investments on his computer


The answers given by just a few other young people were excellent because they were so simple:

  • “At 18, prob best to buy “American Eagle” Gold coins (insert Britannia and Sovereign for UK) Then you can keep them at home and actually possess them. Buy a coin every month and be rich by the time you are 40.”
  • “Go to a place that sells Gold. Buy Gold. Repeat.” That’s genius right there.

And lastly, probably my favourite response to Investing in Gold at 18, after a morning of research:

  • “You is smart.” Says it all really.

So, let’s take a brief look at general top tips when Investing under 25. To start with, I’ve picked two points from the mighty Business Insider on precisely this topic:

You’re never too young to invest. Yes, investing can seem intimidating, and yes, there are experts out there who seem to speak a whole different language. Most of us are just in it to bulk up our savings for retirement, make a little extra money on the side, or even just beat inflation.

Starting early is a major advantage. In your 20s, your biggest asset is time. Also, if you lose money in the market, you’ll have more time to make it back before you need it.” 


Small Umicore Gold Bullion Bar in someone's hand


However, as great as these points are, the article didn’t even touch on Gold but just looked at investing in Stocks. So, let’s look deeper to find some useful views specifically on Young People Investing in Gold.

Here’s a quote from the self explanatory website – a financial resource centre on a wide variety of topics for Younger Investors: 

“Gold can be a sound investment because, unlike currencies, Gold is in limited supply. The Gold supply increases as Gold is mined but very slowly. Thanks to this scarcity Gold serves as a hedge against inflation. An ounce of Gold today can buy roughly the same amount of goods today as it did 50, 100, even 200 years ago. That’s not the case, of course, with a dollar bill (insert here our pound coins, which we all of us have felt sharply over the last five years.) 


A young female looking up her investments online


For this reason Gold is a good choice for investors who want to insulate themselves somewhat from the inevitable effects of inflation. And who doesn’t?

But how do you make this happen? Believe it or not, buying Gold, even physical Gold coins, is doable for the average investor, you simply need to take the time to do it right.” 

And that’s why the Bleyer team are here. To conclude with the words of our contemporary online genius: “Go to a place that sells Gold. Buy Gold. Repeat.” Maybe that could be Bleyer’s new business strap line! We’re here to help on 01769 618618 or go straight to the website and online basket if you don’t need to chat through your thoughts beforehand.


A young man thinking about his Investments


General Points in Conclusion:

On a general note, this two minute video on a 19-year-old asking how to invest $25,000 holds great general advice, even though Gold investing is not mentioned directly. Worth a quick peek.

We wouldn’t be doing our job if we didn’t point out the obvious – that the price of Gold and Silver goes down as well as up. With all investing, it’s a sound idea to only invest money to which you don’t need access soon. Then, if the price goes down you can leave it there until it goes up again. Simple.

Call Bleyer on 01769 618618 to get started.


Key lying on a computer keyboard


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